The Best Credit Card Fees Merchant References. Written & researched by frank kehl senior staff writer mar 28,. Web the average credit card processing fee, which will be taken out of a merchant's sales revenue, is in the range of about 1.5 percent to 3.5 percent.

But visa might also charge 1.65 percent plus 10 cents if you use a visa signature in that same store or 2.10 percent plus. Web the merchant shouldn’t be telling you to pay cash instead. For a sale of $100, that means you could pay $0.50 to $1.50 in credit card merchant fees.